Recent News

Covid 19

Loss Mitigation Response to COVID-19 Pandemic March 29, 2020

Dear Clients and Friends, In this unprecedented time, we wanted to share some best practice advice on how to address the current economic turbulence.

Petri Dish

Policy Statement for COVID-19 Response. March 20, 2020

First, we are hoping all our friends and clients are currently in safety and that none of you have been directly affected by the COVID-19 virus and that all your loved ones are safe and secure

Outsourcing Loss Mitigation   Focus - Disasters    March 2019

The disasters that befell the Atlantic coastal regions over the last several years have left mortgage servicing operations searching for cost effective and efficient answers to resolve a multitude of delinquencies.

Thoughts and Insight Regarding FHA Mortgagee Letter 2015-07


DLS Announces Launch of Product Aimed at Assisting New FHA Servicers

Nov, 2014

Michigan-based default mortgage services consulting and outsource servicing provider DLS Servicing Consultants, LLC has announced the launch of a new product aimed at smaller and new FHA servicers.  


DLS is the creator and owner of FHA loss mitigation decisioning software, and the...

Loss Mit Waterfall
DLS Servicing Releases Web-Based FHA Waterfall Loss Mitigation Analysis Program

September 2013


Michigan based companies DLS Servicing Consultants, LLC and WorkSmart Database Masters, LLC announced today that they have released an online, web-based FHA Waterfall loss mitigation program, The program, created to the specifications of FHA Mortgagee Letter 2012-22, provides FHA servicers with the correct FHA Waterfall option and all workout calculations with the entry of basic loan and borrower data. creators expect the program will highly improve efficiency and accuracy for all FHA loss mitigation and will drastically reduce processing times.

CFPB Consultants
FHA HAMP Maximum Claim Amounts and Streamlined Refinances

July 2013


Without the benefit of historical information, offering a HAMP that exceeds the FHA maximum allowable could be a very unwelcome and costly surprise for mortgage services.

CFPB Consultants

Overwhelmed with the New FHA Waterfall Guidelines? DLS Servicing Makes Calculations Easy!

March 2013


Fortunately, there is an easier way. Designed specifically with all types of servicing shops in mind, DLS Servicing Consultants offers FHA Waterfall analysis using our new FHA Waterfall Calculator.

Servicing Outsource

Mortgagors Falling Through Gap in the new FHA Waterfall

March 2013


Mortgagors who have a significant surplus income, but who cannot resolve their delinquency through a repayment plan over six months and who have interest rates already at or near market – are just out of luck.